Medicare Advantage in Vermont: what changes for 2027
Every fall, plans change. Here is how Vermont’s Medicare Advantage plans for 2027 compare with 2026, from Medicare’s own plan files. Check your own plan’s Annual Notice of Change too.
- Plans available in 2027
- 5
- ▲ 2 more than 2026 (3)
- $0 monthly premium
- 50%
- of plans, vs 100% in 2026
- Insurance companies
- 1
- 0 new · 0 leaving
What this means for you
- 2 plans are new in Vermont for 2027. Some may be existing plans offered under a new plan number.
- 2 counties have 3 or fewer plans in 2027: Caledonia (1), Essex (2). With fewer choices, check that your doctors are in the plan's network before you enroll.
- The highest in-network out-of-pocket limit rose to $9,850 (from $6,500 in 2026). Compare the yearly limit, not just the monthly premium.
- 2027 drug costs, stars and pharmacy networks are not published yet. If you take medicines, check your costs again when CMS publishes them. We never fill gaps with 2026 numbers.
Insurance companies
New for 2027
None
Leaving after 2026
None
Staying (A–Z)
- Humana Inc. (5)
Listed A–Z with 2027 plan counts by parent company. Not a ranking.
Costs and plan types: 2026 vs 2027
| Measure | 2026 | 2027 |
|---|---|---|
| Lowest out-of-pocket limit | $4,950 | $4,950 |
| Typical (median) limit | $6,500 | $7,150 |
| Highest limit | $6,500 | $9,850 |
| Special Needs Plans | 0 | 0 |
| HMO plans | 0 | 0 |
| PPO plans | 3 | 5 |
Next steps
Sources: CMS MA/Part D Landscape CY2026 (published 202609, retrieved Oct 10, 2026); CMS plan type + in-network MOOP (plan meta) CY2026 (publication date not recorded); CMS MA/Part D Landscape CY2027 (published 202609, retrieved Oct 10, 2026); CMS plan type + in-network MOOP (plan meta) CY2027 (published PY2027, retrieved Oct 4, 2026); PlanScout analysis. Counts are Medicare Advantage plans in CMS’s Landscape files; stand-alone Part D plans are not included. A plan that is “not offered again” is a 2026 plan ID with no 2027 listing in Vermont. No plan is ranked or recommended.