Does Medicare cover an emergency room visit?

Yes. Part B helps pay for emergency room visits.

What will you pay?

With Original Medicare: You pay 20% of the Medicare-approved amount after the yearly Part B deductible ($283 in 2026).

With a Medicare Advantage plan: Medicare Advantage plans must cover it too, but your costs and rules can differ. Check your plan. Compare plans near you.

What are the rules?

  • You also pay a copay to the hospital for each visit.
  • In an emergency, call 911.

What should you do next?

Ask free Medicare counseling

Source: Medicare.gov: Emergency department services (opens in a new tab). Checked Oct 21, 2026. Costs are for 2026. This is general information, not medical advice.

Ask about something else