Does Medicare cover home care?
No. Medicare does not pay for help with daily tasks, like bathing or cooking, if that's all you need.
What will you pay?
With Original Medicare: You pay the full cost.
With a Medicare Advantage plan: Some Medicare Advantage plans add this as an extra. Check what your plan pays. Compare plans near you.
What are the rules?
- Medicaid may pay for this if you qualify.
- Some Medicare Advantage plans add a little in-home help.
What should you do next?
Find home care helpSource: Medicare.gov: Home health services (opens in a new tab). Checked Oct 21, 2026. Costs are for 2026. This is general information, not medical advice.