Does Medicare cover a hospital stay?
Yes. Part A pays for your stay when you are admitted to the hospital.
What will you pay?
With Original Medicare: First you pay the Part A deductible ($1,736 in 2026). After 60 days, you pay a share each day.
With a Medicare Advantage plan: Medicare Advantage plans must cover it too, but your costs and rules can differ. Check your plan. Compare plans near you.
What are the rules?
- Ask if you are admitted or only kept for observation. It changes what you pay.
What should you do next?
Ask free Medicare counselingSource: Medicare.gov: Inpatient hospital care (opens in a new tab). Checked Oct 21, 2026. Costs are for 2026. This is general information, not medical advice.