Does Medicare cover occupational therapy?
Yes. Part B helps pay for occupational therapy when your doctor says you need it.
What will you pay?
With Original Medicare: You pay 20% of the Medicare-approved amount after the yearly Part B deductible ($283 in 2026).
With a Medicare Advantage plan: Medicare Advantage plans must cover it too, but your costs and rules can differ. Check your plan. Compare plans near you.
What are the rules?
- It helps you do daily tasks, like dressing.
- It must be needed to treat your condition.
What should you do next?
Ask free Medicare counselingSource: Medicare.gov: Occupational therapy services (opens in a new tab). Checked Oct 21, 2026. Costs are for 2026. This is general information, not medical advice.