Does Medicare cover a yearly checkup?
Sometimes. Part B pays for a yearly wellness visit, but not a full physical exam.
What will you pay?
With Original Medicare: You pay nothing if your provider accepts the Medicare-approved amount.
With a Medicare Advantage plan: Medicare Advantage plans must cover it too, but your costs and rules can differ. Check your plan. Compare plans near you.
What are the rules?
- The visit makes a plan to keep you healthy.
- If the doctor checks a new problem, you may pay for that part.
What should you do next?
Ask free Medicare counselingSource: Medicare.gov: Yearly wellness visits (opens in a new tab). Checked Oct 21, 2026. Costs are for 2026. This is general information, not medical advice.